blockchain micro‑lending
5 Shocking Ways Fintech Innovation Lowers Micro‑Business Loans
Fintech innovation, especially blockchain, lowers micro-business loan costs by removing intermediaries, automating verification, tokenizing collateral, and enabling cheaper cross-border payments while regulators create a supportive environment. The result is faster credit, lower interest, and broader inclusion for tiny firms. Within a month of launch, blockchain platforms in Zambia reached 120,